He is worried about paying the fines and such, but I told him I would help him with it as much as I can.

What we're worried about is the amount of car insurance increase, and was wondering how much it would cost each month, or 6 months, depending on which payment method he uses.

im in florida
im 21 years old
i cant afford 400 dollars a month

please dont tell me not to drive drunk i already know all this i went to therapy is done

Worldwide, one person is killed every half hour due to drink driving. We've all heard plenty of exhortations not to drink and drive a€¦ today we give you some of the base reasons why people are so passionate about stamping out drunk driving.

1. Between 18% and 38% of all drivers and motorcyclists killed on the roads are legally drunk
This is  an Australian statistic. If you reverse the figures, you can see that we could reduce the number of deaths on our roads every year by at least 18-38%, if nobody drove drunk.

If you want to give yourself the best possible chance of making it to see your kids as adults, your grandkids as cute as can be, becoming a millionaire or finally buying a new Monaro, you would be smart not to impact those chances by driving drunk.

2. Drivers are between five and ten times more likely to have an accident when drunk than sober
Thousands of people are killed or seriously injured on our roads every year when they are stone cold sober. Driving is always risky - but you increase your chance of having an accident by up to ten times when you drive drunk.

Don't forget that if alcohol is a factor in your crash, it doesn't matter what your level of car insurance is - you won't get any payouts for damage caused to your own or other people's property.

3. It is not only the drivers that are affected
It isn't just your life that you are playing with when you drive drunk. It is your passengers, the drivers and passengers of other cars, pedestrians and the general public. About three in ten people will be involved in an alcohol related road incident at some stage in their life.

This is why drink driving is so socially unacceptable - because it certainly isn't a victimless crime. 

4. Drinking increases your tolerance to risk, but impairs your judgements
Drinking makes you more confident - hence the term 'Dutch courage'. However, at the same time that you are thinking that you're the best, safest driver in the world, you also have a severely impacted ability to judge speed, distance, and general safety. Some statistics from studies:
- Your ability to divide your attention between two related driving tasks is impaired at BACs of around 0.0005
- Your ability to be vigilant, or unceasing, in giving your attention to driving is impaired at around BAC 0.03
- Your ability to maintain your road position is impaired at around 0.005 BAC
- Your reaction time begins to be impaired at around 0.02 BAC, and is consistently impaired at 0.06 BAC
- Drowsiness is increased from 0.01 BAC onwards

5. It is not possible to tell how drunk you are without the aid of a breath tester
That combination of increased confidence and the fact that everybody metabolises alcohol differently means that you have no way of knowing how drunk you are unless you have a breath tester handy.
Even if you do have a breath tester handy, just because you're legal doesn't mean you're safe. Car insurance companies will often refuse to pay claims (this policy will be stated in their PDS) at ANY level of blood alcohol.

You're heard it before, but hopefully the stats have helped complete your understanding of why drinking and driving don't mix.