whats a good cheap car insurance for someone with a dui in california?
i got a dui 3 years ago and need car insurance for both my boyfriend and i. i would like the insurance to be under my boyfriends name and me be covered under his... anyone have any advice on cheap car insurance with someone that has had a dui? ...
i got a dui 3 years ago and need car insurance for both my boyfriend and i. i would like the insurance to be under my boyfriends name and me be covered under his... anyone have any advice on cheap car insurance with someone that has had a dui?
Asking an insurance company is the only way you may ever know the answer. No person here get the clear idea.Call around !
for help ; open the second & fourth link on : http://Www.life-insurance-tip.info
Why did you get a dui? You could have killed someone, you stupid bitch.
cheap car insurance with a dui…. oh, that’s a good one. my sides hurt.
autoinsurance.maclenet.com – check these plans. As I know their rates for bad driving record is not such expensive as from other companies.
When you are convicted of DUI or DWI due to drunk driving, you are asked to carry SR-22 insurance. Or if you have too many traffic violation tickets in a short amount of times, you would need to have this as well. It is basically a proof of adequate auto insurance coverage for all the drivers who have violated driving regulation such as driving under the influence. From the insurance company’s viewpoint, they are the ones with high risk mark therefore the premium rate would be higher than normal. Its main purpose is to maintain driver’s liability coverage for a certain period of time, and DMV will be notified immediately if the policy gets canceled or lapsed for any reasons. If you would like to get your license back with ignition interlock device installed on your vehicle, you should provide the proof of SR-22 prior to applying for such a restricted license at DMV.
I recommend calling John MacDonald at 1 800 346 7370 for all of your insurance needs. John MacDonald Insurance
An SR-22 isn’t a type of insurance coverage, but rather proof that you have insurance.
This insurance notification is typically required by the State for 3 years from the date the original suspension would have ended which can be determined, e.g., by adding 4 months from the date you were given the "pink" temporary license (assuming you are a first offender without a refusal of the chemical test).
If your policy lapses for any reason (miss a payment, get cancelled) the insurance carrier is REQUIRED to notify the DMV who is supposed to then notify you that you will have to file another SR-22 with them by a certain date or your license will be suspended. This form, typically filed electronically, is the only form the The Department of Motor Vehicles will accept. They will not accept any other form as a substitute for the SR-22.
Additionally, you should know that although your SR 22 can be filed electronically you should be able to get an original from your insurance company and hand deliver it to the DMV so that you don’t have to wait for the clerks in Sacramento to do their job – which they do slowly.
Or, Generally, How to Downshift Your Insurance Costs with Smarter, Cheaper Coverage
1) Nab Discounts
Most insurers offer price cuts for such things as:
- having anti-lock brakes;
- having been accident-free;
- having taken a defensive-driving course;
- using the same insurer for your home policy.
(For more info., visit the auto insurance checklist at http://iii.org/individuals/auto .)
These can take up to 25% off your premium. But your insurer usually will not come to you with them so you have to call the company and find out what the discounts are.
2) Raise your deductible.
The point of vehicle insurance is to protect you from catastrophic costs (your emergency fund should cover stuff like dents and broken windows). Raise your deductible from say $200 to $1,000 and you could save more than 40% on premiums, according to the Insurance Information Institute.
3) Prune coverage on old vehicles.
Once your vehicle is worth less than 10 times what you pay each year to insure it, get rid of the comprehensive and collision. Find your vehicle’s estimated worth at http://www.kbb.com.
4) Dig up competing quotes.
This is the most work but could have the greatest payoff. Go to http://www.naic.org to find your state insurance commission website, where you can download a vehicle insurance buying guide.
Pick the example closest to you and the 5 insurers with the lowest rates. Call them for quotes. If the state guide doesn’t list insurers, get the 5 best quotes at http://www.insweb.com but note that the site doesn’t include State Farm.
Next, check with an independent agent (get a name at http://www.iiaba.net) to see if any insurers you haven’t checked can beat your top 5.
5) Sidestep hassle by making sure any insurer with a better quote is legitimate.
Go to your state’s insurance commission site – look especially for the ratio of complaints to # of policies written.
Bottom Line: I recommend calling John MacDonald at 1 800 346 7370 for all of your insurance needs. John MacDonald Insurance.
Your dui record will not favor you as you will considered to be higher risk driver and therefore be required to pay more. Nevertheless, you can obtain free quotes from several auto insurance companies and see if their prices will be affordable.
I don’t think you will be able to insure your car on your boyfriend’s name. Maybe a closer relative without dui history.