does insurance company get off the hook in this dui accident case?
i was in an automobile accident with a drunk driver. the district attorney is making him pay my out of pocket expenses out of his pocket before he can get his license back. if he pays these bills out of his pocket, does his insurance company get off the hook? he had insurance at the time of the a...
i was in an automobile accident with a drunk driver. the district attorney is making him pay my out of pocket expenses out of his pocket before he can get his license back. if he pays these bills out of his pocket, does his insurance company get off the hook? he had insurance at the time of the accident and i am curious...if i sue for pain and suffering, will the claim amount include all the medical bills even if they have been paid already?
thank you for your response. i guess my question is more about insurance. it seems weird that he paid money to be insured but now he is the one who has to pay. Not sticking up for his actions by any means but I think the insurance company gets off easy in this case. Not trying to get money...just trying to understand the insurance world. cheers
You cannot recover twice for your medical bills – but this does NOT limit your ability to recover pain and suffering in a civil action. The criminal action against the driver cannot limit your from recovery.
His insurance company owes you nothing. The driver owes you for all of your damages. His insurance company has a contractual relationship with him, not you. You are entitled to all of your damages from the driver, but not more, whether he pays out of his pocket or via his insurer.