What is a good carinsiurancefor a DUI offender ?
My 1st time offense and hopefully the last, anyone no of a good carinsiurancethat is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!! What is a ...
My 1st time offense and hopefully the last, anyone no of a good carinsiurancethat is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!!
What is a good car insurance for a DUI offender ?
I recommend you this site where you can compare quotes so you can find the best option for you
The laws aren’t harsh enough. You’ll be lucky to get insurance at all; if you do, expect to pay BIG bucks.
Car insurance after dui or dwi is difficult to deal with. Many car insurance policies will cancel your insurance policy after they find out about a dwi or dui. Others will raise your insurance policy rates drastically. New car insurance for dui drivers or offenders is also hard to come by, especially if you are looking for cheap car insurance for dui drivers.
Yes, Dui laws are for the most, a SCAM~ don’t listen to the judgmental ppl below. the madd propganda fuels low iq ppl. I could go on but i wont except the punishment doesnt fit the crime and its totally unconstitional, except the madd propganda or the zealous non drinkers think they know everything because u could have killed someone, complete bs!!!!
Anyways, if u can try to just get liability. I think the general is good. Progressive likely insures high risk drivers because that was the basis of their company. if this is your first offense, sometimes the insurance doesnt know. Seriously, if u have a good lawyer, you will not get traffic points. just call around, and get a report of your driving record to see if the dui points shoow up, if not then don;t tell insurance company, and a suspension of a year doesnt count w insurance companies…
I recommend calling John MacDonald at 1 800 346 7370 for all of your insurance needs. John MacDonald Insurance
An SR-22 isn’t a type of insurance coverage, but rather proof that you have insurance.
It is notification from your insurance company to the DMV that you have auto liability insurance in effect in the State of California which satisfies the minimum insurance coverage required by the State.
This insurance notification is typically required by the State for 3 years from the date the original suspension would have ended which can be determined, e.g., by adding 4 months from the date you were given the "pink" temporary license (assuming you are a first offender without a refusal of the chemical test).
If your policy lapses for any reason (miss a payment, get cancelled) the insurance carrier is REQUIRED to notify the DMV who is supposed to then notify you that you will have to file another SR-22 with them by a certain date or your license will be suspended. This form, typically filed electronically, is the only form the The Department of Motor Vehicles will accept. They will not accept any other form as a substitute for the SR-22.
When is the SR 22 required?
This will be required by you if:
(1) you were arrested for a DUI and;
(2) you have your license suspended or restricted and/or;
(3) if you are required to take a DUI program and;
(4) you want to get a restricted license.
To get a restricted license, you have to do 3 things:
(Not immediately – only if you lose your DMV hearing or get convicted in Court)
(1) Pay DMV re-issue fee(s).
(2) Provide DMV proof of financial responsibility (SR-22).
(3) Provide DMV proof of enrollment in approved DUI program.
Insurance minimums in California:
For private passenger vehicles per accident: $15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
Moving to Another State:
If you currently have an SR-22 and want to move to another state you must maintain the SR-22 like you still live in California – even though you no longer reside here. Also, your insurance policy for the new state must have liability minimums required by law in California. This applies even if you move to one of the states that does not have SR-22 insurance: Delaware, Kentucky, Minnesota, New Mexico, Oklahoma and Pennsylvania.
Already convicted and need a license?
First, make sure you are eligible for at least a restricted license by calling the California DMV at 1 (800) 777-0133. Then follow the steps above.
Other related information:
If you insurance company cancels your insurance because of your conviction, you will receive a notice indicating that your vehicle registration will be suspended if new insurance information is not submitted within 45 days.
Already agreed to enter a guilty plea or didn’t request a DMV hearing?
If you think you are going to be convicted, make sure you contact an insurance broker BEFORE the conviction appears on your record. A skilled insurance broker can often times save you from being cancelled or having your insurances rates double (typical through State Farm for example) once a DUI conviction appears on your record.
Additionally, you should know that although your SR 22 can be filed electronically you should be able to get an original from your insurance company and hand deliver it to the DMV so that you don’t have to wait for the clerks in Sacramento to do their job – which they do slowly.