What records does auto ins. check? I have DUI but DMV charges were dismissed because I wasn’t driving..?
Was not required to file SR-22, did not lose license, but didn't contest charges in court, just plead guilty. So I have no record at the DMV, just with the courts. But my request for quote for insurance included the DUI because I told them... ...
Was not required to file SR-22, did not lose license, but didn't contest charges in court, just plead guilty. So I have no record at the DMV, just with the courts. But my request for quote for insurance included the DUI because I told them...
Get a 2nd quote or do it online. You didn’t get charged for the offense no need to get a quote for having one.
Never tell them anything. They request info on you anyways.
They get your MVR (motor-vehicle record), your losses (claims) and your credit info (in most states). No data is provided by any courts, so if your MVR is clean – you should be fine.
in Oklahoma ins. providers check your MVR (motor vehicle report) . this report has a history of three years.
I had a dui nearly 4 years ago and did not report it myself to my insurance company, and they did not discover it. When I moved to a different state and applied for auto insurance, I did inform them of my dui, but by then it had already been 3 years and was not penalized monetarily for that (however, I now live in Michigan where insurance is already sky high). I’ve heard some people say they have had to pay a lot more for insurance after a dui and some say not at all. Perhaps it varies by person and state and insurance company? And as far as doing online quotes…that seems to only work if you have a stellar driving record. Anything more than two of anything over at least a 3-year period of time and the website tells you to call.
They will check your credit score, your claims history, and your driving record. If you want to know for sure if your driving record at the dmv mentions the dui, you should go to your state dmv website, and request a copy of your driving record.
Don’t assume that the court issue means there’s no record at the DMV.
They would have found out about the disposition in court, so it won’t matter if you told them or not. It’s on your record.
Hopefully it won’t show up at the DMV!! Congratulations!!
Insurance company’s look at your Motor vehicle report which tells any violations from speeding tickets to dui’s and also whether or not your license is valid.They also look at whats called auto loss history with credit.This tells any claims you have ever had on any vehicle even if you didn’t own it at the time.It also tells who your previous insurance company’s were and when you had insurance and for what dates.It will also rate based on what your credit score is.If the dui is on record with the dmv you will be charged for it on your insurance.